How To Use Apple Pay

Posted: Feb 02 2016

If you have any of the latest iPhone or iPad models or even the Apple Watch you can use Apple Pay. Simply follow the steps below to set up and use Apple Pay on your Apple device. 

Step 1 - On your iPhone, open Wallet. If your using an iPad, go to Settings and then Wallet & Apple Pay.

Step 2 - Press Add Credit or Debit Card.

Step 3 - If you already have a supported credit or debit card connected to your iTunes, enter your card’s security code. Alternatively, you can use the camera to capture the information on your credit, debit, or store card. You may be required to fill in any additional information requested.

Step 4 - Select Next. Your chosen bank will then verify the information and decide if you can add your card to Apple Pay. They may ask for additional information to verify the account.

You can verify your card any time after you add it. Simply return to Wallet on iPhone or Wallet & Apple Pay on iPad, and follow the steps.

Step 5 - Once your bank card has been verified, select Next. After this, you can now start using Apple Pay.


To use Apple Pay with your iPhone in shops, you need to ask if they accept contactless payments. Or look out for one of these symbols at checkout:

Contactless payment reader symbol   Apple Pay symbol

You can also pay with Apple Pay within certain apps. On your iPhone or iPad, you can use Apple Pay to pay within apps that include these symbols:

Buy with Apple Pay button  Apple Pay button


To pay using Apple Pay using your chosen default bank card, hold the top of your iPhone within an inch / 2.5 cm of the contactless reader with your finger held on Touch ID without pressing it at all.

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